However, I also think it is also possible to have balanced current on all 3 phases with 120 degree phase angles between them, and still have neutral current (not considering harmonics.) For instance, consider connecting a 50A unity power factor load from A-C, a 100A unity power factor load from B-C, a 50A leading by 30 degree load from A-N, and a 50A lagging by 90 degree load from C-N. If my calculation is correct, you'll have 100 Amps on each phase, all at 120 degrees apart, and you'll have 100 Amps flowing in the neutral.
Let me see if I can follow how you are generating this example.
You have a 100A unity power factor load connected B-C.
Then you add in a 50A unity power factor load from A to C. This puts 50A on terminal A, and something less than 150A on terminal C.
Then you add a 50A load from A to N, and you adjust its phase angle so that it is in phase with the A to C load, giving a net 100A at terminal A.
Finally you add a 50A load from C to N, and you adjust its phase angle so that it just balances out the A to C load as connected to terminal C. The net result is 100A at phase C.
If my understanding above is correct, then I believe that you will find that your phase angles are _not_ 120 degrees. The 100A flowing out of terminal A is in phase with the voltage from A to C, and the 100A flowing out of terminal C is in phase with the voltage from C to B giving a nice 120 degree phase difference. Unfortunately, the 100A flowing out of terminal B is in phase with the voltage from B to C, not in phase with the current from B to A as required for a balanced system.
A unity power factor load connected between terminals B and C draws current in phase with that voltage. If you look at the current flowing out of terminal C, it is in phase with Vcb, and if you look at the current flowing out of terminal B, it is in phase with Vbc.
If you know Ia, Ib, and Ic, both magnitude _and_ phase angle, then the current In is uniquely specified. For In to be zero, Ia, Ib, and Ic must have the same magnitude, and a 120 degree phase difference. (Or Ia, Ib and Ic must all equal zero in which case the phase angle is moot.)
-Jon