As long as you are landing in an enclosure that is nothing but busbar, or you are splicing in an enclosure that starts empty, you can take credit for 90C terminal ratings, and use this as either a value-engineering solution or a method to recover from a mistake. In otherwords, once you are in equipment that is 75C rated, even field-installed connectors require assuming a 75C rating. Keep in mind that you likely still have ambient temperature derate factors that may apply, and now you no longer have de-facto margin on top of the terminal ampacity to account for them.
I'm not familiar with using crimp lugs landing on other crimp lugs, so you'll need to check with the manufacturer to know if you do that. I'm usually familiar with crimp lugs being fastened to busbars, or fastened to equipment terminations. To do this solution, I'd recommend insulated tap connectors, such as Polaris blocks.