Still energized equipment with exposed live parts in my opinion. So PPE required. The "finger-safe" guards are good, but probably not safe against someone who loses situational awareness.
As a great man once said: "Do you feel lucky today?"
Compliance with NFPA70E means you have conducted a risk analysis along with identifying the hazards.
How many 'safety oriented' people are absolutely black and white when it comes to energized electrical parts, yet they are more than willing to put a tank of propane for the grill or a tank of gas for the mower into the back of their vehicle when their kids are in the front?
Exposed lugs are extremely dangerous when something can make contact with them, they are not as much when they are simply being viewed without current flowing through them.
Remember, always create safe work environments.