A rule of thumb I use for 60 Amp services (I am thinking of the 60 Amp lighting section in this trailer as if it were a stand alone 60 Amp service) is that they will handle one major load (usually an average electric range). In your situation, the Water Heater and the Dryer are each smaller than the average electric range, but, together, would be just enough load to, in my mind, require a calculation to verify that the load, with the 120 Volt branch circuits, will, in fact, run safely, per NEC, on the 60 Amp Main. Given that this is a trailer, the square footage may well be lower than many dwellings, working in your favor for the calculation.
You may still be able to help this low income situation with a conservative repair.