Its a funny thing in Oregon most licensed electricians are "Journeyman" electricians while they are licensed make any electrical installation they are technically not allowed to do load calculations and or "direct, supervise, or control the installation or alteration of an electrical service".
A General Supervising Electrician Is the only individual authorized to direct, supervise, or control the installation or alteration of an electrical service in this state.
See
OAR 918-282-0140 (c)
Up north in WA state I believe its similar but called an "Electrical Administrator".
Since most residential service upgrade's are permitted
'over the counter' - no load calculation or electrical plans are required, submitted or reviewed thus technically no load calc.
And the work is often performed by a solo journeyman no supervising electrician on site.
Absent that calc or a person licensed to do one on site most inspectors presume the service load to be the main breaker rating, some may accept a phone call or email from the Supervising Electrician.
If a General Supervising Electrician or EE has performed a article 220 load calculation in the electrical plans the 4/0 should pass.