Okay, the training on the home and commercial side verses the industrial side is different from what I can make out from the conversation. My perspective is like this:
We have had to find ingenious means to keep personnel out of circuitry and here is why. My coworker has their production supervisor breathing down his or her respective neck to "make the numbers". The machine breaks just after the super chewed out my coworker. The coworker, fearful for her job, opens the control cabinet and starts pushing reset buttons and accidentally contacts a live circuit. She was just trying to do her job and all of the OSHA regulations in the world did not stop her from trying to keep her livelihood in tact and her supervisor happy. I therefore am ethically bound to do all in my power to make it human-nature proof as I can. And that sums up the training programs and engineering standards put in place becasue this type of incidence has happened enough times to warrant a $300 contactor.
Modern interlocks have been engineered to remove this as much as possible, for safety/personnel protection. But, human nature is to outsmart something in its way of achieving success or a goal. I leave this to everyone's contemplation becasue the code is about protecting life and property only.
This scenario can bleed over into the homeowner realm just as easily. Say the homeowner hires a handy service who has some electrical training. The "some" part is the key element in this version. How the heck do you control the qualified personnel in a homeowner situation?
I have not seen a 2-pole mcc setup used for 3 phase circuits. My plant goes back to the mid 80's for some of its equipment and have not come across this usage. But, I bet that this would be a "Qualified Personnel" situation due to a 277V shock potential.