It is true I gennerally look for 2 circuits in the kitchen, but I also mentally note the 20 Amp circuits that supply pantry, breakfast, dining ect --- Just because they do not loop into the countertop circuits they are still a required 20Amp circuit. No 15 Amp circuits for recepatcles & keep your branch circuit wiring within the areas described as SABC. Done. The only time I see 15A branch circuits for receptacles is if the are supplemental to the required placements and switched.
Edward are you on NEC 2011? Just curious why you said at least one of the circuits needing to be protected AFCI? Not a dwelling you are talking about?
rotection
Arc-fault circuit-interrupter protection shall be provided as required in 210.12(A) (B), and (C). The arc-fault circuit interrupter shall be installed in a readily accessible location.
(A) Dwelling Units. All 120-volt, single-phase, 15- and 20-ampe re branch circuits supplying outlets or devices installed in dwelling unit kitchens, family rooms, dining rooms, living rooms, parlors, libraries, dens, bedrooms, sunrooms, recreation rooms, closets, hallways, laundry areas, or similar rooms or areas shall be protected by any of the means described in 210.12(A) (1) through (6):