The only thing better than the NEC is having a group discuss it the particulars of a requirement. I love this profession!!! The discussion has gone all over, and the information has been very valuable, but I am not sure the OP has gotten a suggestion he wants.
Yes, "it is what it is," but looking at the load of 6.5 amps, I would ask if the load on the panel warranted a 200 amp feeder. I would look at the possibility of reducing the feeder size and increasing the impedance that way. I have seen drawings where the EOR has required a minimum circuit length to add impedance. This could be done if the reduction in conductor size was not sufficient.
Going from a 4/0 AWG to a #3 AWG (as a 100 amp feeder/circuit breaker) adds a lot more impedance to reduce the available fault current, and increasing the length to approximately 55 feet brings the level below the 10k threshold he probably needs. If there needs to be more capacity for growth, since this seems to be a house panel, provide a second available space for a 200 amp circuit breaker for an additional house panel.
This mitigates the upfront expenses and allows for future loads.
Alternatively, install a one-to-one Y/Y transformer.
Just a suggestion...