Actually, the temperature limit for #14 on a 15A breaker is 185 degrees (limit of correction table for 90 degree C wire)... but the load cannot exceed the adjusted ampacity. The reason for this is 15A is the smallest standard breaker rating.
For all practical purposes you are correct and I would agree however playing devils advocate for a minute:
Per
240.6 10Amp is a standard Fuse rating.
240.4(B) ..."The next higher standard overcurrent device rating..."
(2)The ampacity of the conductors does not correspond with
the standard ampere rating of a
fuse or a circuit breaker
without overload trip adjustments above its rating (but that
shall be permitted to have other trip or rating adjustments).
Also, now that I re-read
240.4(B)(1). Is this to say that the provision of 240.6
DOES NOT apply to 120V branch circuits feeding other than home runs to dedicated single recepts?
I may need to reconsider my stance on this one.
240.4(B) Overcurrent Devices Rated 800 Amperes or Less. The
next higher standard overcurrent device rating (above the ampacity
of the conductors being protected) shall be permitted to be
used, provided all of the following conditions are met:
(1) The conductors being protected are not part of a branch
circuit supplying more than one receptacle for cord-and plug-connected
portable loads.
(2) The ampacity of the conductors does not correspond with
the standard ampere rating of a fuse or a circuit breaker
without overload trip adjustments above its rating (but that
shall be permitted to have other trip or rating adjustments).
(3) The next higher standard rating selected does not exceed
800 amperes.