This is a standard configuration
posters far more knowledgable than the op (or myself) have given practical and sound advice
I would be more concerned about switching sequences and transients
you will DEFINITELY want position feedback
yet the op always comes up with an outlandish or remote scenario to make it more complicated
'what if', or 'cost considerations', or other remote hypotheticals
imo you have been given good solutions
stop trying to reinvent the wheel
SEL most likely has good guidance docs on this
Not sure why you need to criticize asking intelligent questions based in reality as outlandish when judging by your posts most of your experience appears to be limited in regards to private sector MV/HV... Only dumb question is that which is never asked. Even in your line of work you can not tell me you have never worked within a budget. Sometimes you have to re-invent the wheel and consider all options on the table in order to be respected or stay employed. I have an imagination, and I am willing to use it before hand rather than after the fact.
FWIW, many older substations did not even have bus bar protection and rely on zone 2 or reverse zones to clear a bus fault. Adding position switches to existing installations is more $$$$, and they can and do fail. Some POCOs are going as far as getting rid of MODs and position switches in disconnects due to a variety of failures observed over the years. Looking at SEL's papers they talk about SBDB in a "classical" format rather than main and reserve as observed here.
But, I am open to all view points. If someone believes or knows one practice to be better over the other I will take it. I'd like to know the good, bad and the ugly before hand so to speak. :thumbsup: