I don't see how having 6 breakers in this panel can possibly be considered overcurrent protection. If we use the line of reasoning that it can't be overloaded because we did the load calculation and it is less than the panel and conductor rating, then that can be said for every panel. You have to know the load calculation to size the panel and the conductors feeding it. By that reasoning we don't need a main on any panel because we already know that it pulls less than what it is rated for. We coud just start bolting lugs onto the busses in every switchgear and distribution panel without fear of ever going high enough for it to be a problem. Add to that. the fact that there is no way to shut the DP down to do any type of service work and you have a major flaw in the electrical system. Now if I have a breaker that quits working properly, I can't just turn the main off and replace it, I have to call the power company to send a bucket truck out to pull the fuses on the pole to kill the power to the primary on their transformer. Every reason for having a main breaker or disconnect on any other panel would apply to the distribution panel for the same reason. I can't figure out any good reason why this exception exsists. It's driving me crazy thinking about it. I noticed a quote that somebody has at the bottom of their post and couldn't hep thinking how well it fit this rule. "just because you can do something, doesn't mean that you should" Thanks Smart $, i'm glad I'm not alone on this.