A novice question here.  I was tackling 220.61.  The permitted reduction for cooking equipment and dryer got me thinking.  Those loads do not need a neutral wire.  Before getting into the permitted reduction on the neutral wire, why do I even need the neutral wire to begin with?  
If my loads are all phase-to-phase loads and do not need the neutral wire, why do I even need a neutral conductor in my service or feeder (from a 120/208y power source)?
	
		
			
		
		
	
				
			If my loads are all phase-to-phase loads and do not need the neutral wire, why do I even need a neutral conductor in my service or feeder (from a 120/208y power source)?
				