Fans are fine if you have a CLEAN, DRY environment. Some of the most spectacular drive failures I've seen have been the result of a severe buildup of dirt and airborne oil creating a "crust" over all things heat sink related, or moisture pulled in by the fans giving a nice path to ground for the power components.
Filters are fine if you have a RIGOROUS maintenance program to periodically change / clean them whether someone thinks they need it or not. Last month and the month before I visited two sites where users were complaining of drives constantly tripping on Over Temperature, only to find filters so clogged they were in effect, sealed enclosures.
Bottom line, don't check your common sense at the door in favor of economic savings, it usually ends badly and costs more later.