I am surprised at the resistance I am getting to this. We make system modifications and rearrangements all the time for load side connections: swapping a panel for a higher rated busbar, reorganizing breakers, changing a main breaker....This is just another thing to make a load side connection work per the NEC rules. I am honestly at a loss why you think this is some sort or invalid hocus pocus. As a long time electrician, I use the 230.40 and 230.71-71 rules all the time, pretty much on every commercial service, new or upgrade. I havnt add a bit of trouble from the utilities or the agency that runs the state rebate program.. Maybe you should give it a try next time you have an applicable situation.