I remember an inspector telling story of a laundromat installation he did not like breaker panels in equipment that "faced up". Sounds like it was something common with that equipment, IDK never messed with any of it. He was on a mission to get something done about this, don't know if his efforts eventually succeeded or if others were involved as it sounds like this is no longer allowed as of more recently, this story I heard was back in late 90's or early 2000's and this inspector was teaching his own (on his own on the weekend) CEU classes when he told us about it. From what I recall he did some research on how did this ever get listed, some of what he said was discovered was this aspect was never requested to be evaluated in the listing of that particular equipment. They only test things they are requested to test, especially if there is no general listing requirement for the item itself.
Bottom line - just because an item is listed doesn't mean it is guaranteed safe from any particular hazards, just that it passed either a listing standard that applies to all like items and/or met requested testing topics by whoever requested the evaluation.
One place we all seen this - classified breakers or assemblies that accept multiple product lines for breakers that can be used within them.
Eaton, Schneider, Siemens - don't have their panelboards listed for use with anything other than items they produce for them. If they wanted they could have them evaluated for such, and likely wouldn't necessarily need any modifications necessary for passing that evaluation other than changing of any rejection methods that may be built into their product. Home line in particular has a tab on the bus that doesn't let other brands plug all the way on, will plug most the way on but does inhibit proper cover alignment to some degree.
All those manufacturers however do pay for evaluation of their own versions of classified breakers to fit in competitor panels. They sort of are hard to find as the genuine originals are normally less cost than the classified versions.