I agree, but the conductors only come into play when one needs to know the outcome at the loads, it needs no place in the discussion of a MWBC in a single phase circuit, the other problem I saw was the mis-understanding of the polarity of each single winding of the transformer, they are in fact in-phase with each other and must be treated like such. we know that no current flows across a balance neutral point because there is no voltage across this point no matter what the resistance of the neutral wire is, 0 to infinity ohms, there will be no voltage, un balance the circuit and you will have a different story:grin: