Hi Rattus
First off I have to admit to a mistake I have been making in reference to Electrical current flow.
It has been 37 plus years since I have studied Electricity. like a lot in the field I have gotten
Electron flow and conventional flow backwards.
I'm not sure what you are showing in your picture. The bottom half you are showing Electron
flow and in the upper half you are showing conventional flow.
Or are you picturing this as I think you are using the neutral as a common measuring point.
To illustrate the flow of electricity in the single phase of a secondary which we are basing our
discussion on you would use Line #1 as a common test point to see the polarity of the secondary
at any instant in time. And you would leave your one test lead on Line # 1 and move your other lead
to the neutral and then to line #2 for the third measurement.
Electron flow best fits the way we understand electrical flow like in a B+ or a old vacuum tube
power supply the Plate had a positive charge and filament had a minus charge the current flows
from the hot filament toward the Plate which has the positive charge applied to it..
The voltages in the neutral are neither additive or subtractive they will be opposite.they will oppose
each other.That is the reason it works the way it does carrying the unbalanced current.
And if you perfectly balance them they will appear in all respects to all of our testing equipment
and common sense that there is no current flowing and I now believe this as a fact.
Thanks:Ronald