Ok I understand but how does the current get back to the source with no return path when using straight 240/480
Not exactly sure what you mean by straight 240/480. Assuming you mean a split single phase system with 240V L1-N or L2-N and 480V L-L, it is not a common U.S. premises voltage system, but I have have seen it on occasion used for control voltage systems. It is no different than using a 120/240 other than voltage level. (Another instance is 480/240V 3? 4W delta system with grounded center tap, but I think that is a digression from the topic at hand...)
Apparently you don't understand return path. For a moment, consider a wire that is run in a circle... no beginning, no end. This is a circuit... but not a very useful one at that. Now let's cut this wire and insert a voltage source. Still a circuit and still not a very useful one... so we cut it again and insert a load (e.g. a lamp). Since we cut the wire twice, we now have two wires, and this proves we must have at least two wires for any useful circuit
No matter what these two wires are called, current leaves the source on one wire and returns on the other at any single instance. With alternating current, the direction change 120 times per second for 60Hz systems. We typically do not consider the brief instance when current is zero on change of direction in our discussions.
Now when you have a three-wire circuit, current leaves the source on one or two wires, and returns on two or one wire(s) respectively... if all three are conducting current. The instantaneous voltage coupled with the load configuration is what determines which wire(s) has current leaving the source and which wire(s) has current returning to the source. It may be that one is not conducting current... but it can never be that only one is conducting current and the other two are not, except during an abnormal condition, aka fault condition. What leaves must return... in some manner.
Now, coupled with what others have posted, please elaborate as best you can what it is you still do not understand.