You can always use the first opening exception w/ AFCI requirements. You would still have to separate the neutral from that point going forward, but it can sometimes be easier. Then again, now you have to deal with protection devices all throughout the home as opposed to one singular location.
Personally, I avoid MWBC's and just pull dedicated neutrals. Until major changes to AFCI requirements are made or not made, that's the direction we're going in, like it or not. One could argue that you're following code in being mindful of future applications by avoiding MWBC's.
Personally, I don't think the cost of one wire length merits MWBC's in smaller branch circuits. With larger circuits a valid argument could be made in regards to cost of the conductor, but in 99% of residential branch circuit applications, the cost savings is negligible... especially when compared to the cost of the future work needed to separate the MWBC into two circuits for AFCI, GFCI protection.