FWIW, for panelboards UL 67 Section 16 and Table 16.1 specify the required spacings. For example, for uninsulated parts separated by air, at 125V or less 1/2" is required between live and live or live and case. For 250V it's 3/4" and 1/2", respectively, and then for 251V-1000V it's 1" and 1".
There's also a column in Table 16.1 for "over surface" which I'm not 100% clear on the applicability of. I think it covers the case where you separate two lugs with an insulating barrier and then measure the distance around the barrier. Those numbers are 3/4", 1-1/4", and 2", respectively, for the 3 voltage levels I mentioned.
Cheers, Wayne