I don’t disagree with anything you’re saying. I was only speaking about code. If people think that code requires a 14-50 receptacle have a neutral wired to it because the neutral terminal exists and the instructions say to land a neutral on the terminal, and also because it’s labeled 120/240 V… then why wouldn’t that same set of code requirements apply to a 120/240 V load center with instructions saying to land a neutral on the terminal and two different legs on the buses and use two pole breakers to make 240 V?
I’m only asking about code. We could all rationalize why code articles are good or bad but we still have to follow it. I’m not looking to do either of these installations myself, just a better understanding of the code.