Where have you been all these years? You have obviously not done much service work. I have seen UL labels on junk with reversed hot/neutral connections, grounds held by sheet metal screws, wiring boxes so tight they would not meet NEC specs. I have replaced hundreds of switches & receptacles burned up from backstabbing and every one of them had a UL label or stamp. UL exists to charge a fortune for its services.
Breakers have more surface area clamping to the buss than devices against a #14 wire. They are much more secure, but yes, they fail more often than QO snap ins or any bolt ins. I have replaced a number of panels with burned buss bars.