Hey... "Its A Real World Out There"... my instructor used to say to me.
Also, humans have been "trading" for thousands of years.
Here is Massachusetts amendment to Romex above dropped ceilings...
334.12(A)(2). Revise to read as follows:
(2) In dropped or suspended ceilings in other than one- and two-family and multifamily dwellings, unless run so as to closely follow the surface of framing members, running boards, or the equivalent, or unless connected to luminaries or other pieces of electrical equipment in accordance with 334.30(B)(2).
Here in Massachusetts we also have the following amendment on Romex use...
334.10. Amend (3) and insert an exception to read as follows:
(3) Other structures permitted to be of Types III, IV, and V construction. Cables shall beinstalled within walls, floors, or ceilings that provide a thermal barrier of material that has atleast a 15-minute finish rating as identified in listings of fire-rated assemblies.
Exception to (2) and (3): For buildings or structures required to be of Type I or Type II construction, Type NM, Type NMC, and Type NMS cables shall be permitted to be used,provided that where so applied in buildings or structures exceeding three stories above grade, circuits run in Type NM, NMC, or NMS cable shall not leave the floor or dwelling unit from which the circuits originate