Your example doesn't make sense for two reasons: first, the resistance values are skewed too far out of the realistic range. Second, it is very unlikely a person would find themselves in series with a fault.
Actual values are not pertinent to explaining the existence of the difference, nor is the liklihood of the event. I used the assumptions to make a quantitative analysis to show the difference.
I can also explain things in quantitative ways. In our charged world, the things around us become charged. Charged, as in containing different values of positive or negative charges with respect to ground. Without a low impedance path to earth, the charges can build up to the point of a very high potential difference (between ground and the objects so charged). And the bigger the object(s) so charged, the bigger the aggregate number of charges.
The only thing stopping the charges from getting to ground is the lack of a path. If the potential gets high enough, it will eventually exceed the voltage necessary to overcome the dielectric properties of the things between these charges and the earth. And when that moment comes....ZAP!
As a human has dielectric properties of less impedance than most high impedance "things", human interaction in the charged environment can often close the dielectric gap between the build up of charges and ground. The human becomes the pathway for the built up charges to reach ground.
Note this is similar to...but not the same as...those static discharges we get on cold winter mornings. Our morning zaps are due to charges that have built up on ourselves...so the flow is limited to that equalization....it's not through us...but from/to us. When equipment (or a building) builds up charges...the amount of charge gets ever bigger as the equipment or building gets bigger. These can be of sufficient quantity to be lethal when passing through a human that "closes the connection" to ground. Or, they can simply cause a fire or an explosion if the zap is sufficient to start something burning or initiate an explosive reaction.
Now...introduce the GEC and associated bonding. The existence of that ground connection allows those built-up charges to bleed away into ground in an orderly fashion. It prevents the build up of charges to dangerous levels. Directly dangerous, as when a human becomes part of the circuit (or, more precisely, simply the path required to equalize the charges)....or indirectly dangerous as when the zap causes a fire or an explosion.
Note that there are indeed instances when even the GEC isn't sufficient to protect someone. A lightning event, even an indirect event, can deposit charges more rapidly over a short duration than the GEC and bonding can handle. This raises the possibility of the human once again closing the air gap during such an event. But all said, a GEC, even though it can't prevent this from happening in all instances, will still provide a measure of protection (better than nothing) during the event and a larger measure of protection as it equalizes the charges after the event.