IMHO the truck analogy is spot on.
Two 1/2 ton trucks can carry together carry a ton of bricks, but can't carry a single 1 ton boulder without some sort of fancy load sharing system.
Similarly a US residential 200A 120/240V service can supply a nominal total of 48 kVA of load (which could be a large number of 20A 120V loads), but cannot supply 48 kVA as a single 400A 120V 120V load. (Again, without some sort of fancy load sharing system.)
When we say a circuit or a breaker is rated XX amps, that is always the value carried by each conductor or breaker leg. A two pole 20A 120/240V breaker will deliver 2x the kVA as a single pole 20A 120V breaker. But in both cases the trip rating is based on the current flow through any individual legs of the breaker.
IMHO in any situation where you want to know the 'total amps' supplied by a circuit, it is better to work in VA or kVA. I speak from experience working with 'high phase order' systems where we might have 5, 7, 15, 17, 18 or more individual phase legs feeding a motor. Far better to speak in terms of VA then try to explain how 18 phases with 40 'amps per phase' compares to 3 phases with 240 'amps per phase'.
-Jon