Delving into the fray.
Here's another pothole.
Given that you have an AFCI, what's the likelihood of a fire?
is almost never the same question as
Given that you had a fire, what's the likelihood that you have a AFCI?
Those are items in the analyses and correlation of events (Bayesian Theorem) that may or may not occur at all in your lifetime.
The probabilistic incident to include the above scenario is then moot.
It is just an insurance in the simplest term.
Do you apply Bayesian Algorithm when you buy Auto Insurance?
Granted, insurers would check driving record before offering coverage. . . but. . . .
You need "base rates" before answering this Bayesian question.
These base rates might be available from different sources, the truth sometimes bleeds out despite the best efforts of powerful people.
Ask the people on this forum. If you get some numbers, there are Bayes calculators on the web. The math can be confusing so I like the tree diagram.
Yes indeed--it becomes even more confusing when someone adds irrelevant argument into the discussion. IGNORATIO ELENCHI.
Although it provides a respite from boredom-- brought on by the doldrums of being locked-down indoors in your own home.
If you do this calculation, come up with an unpopular answer, and somehow get it into the newspapers,
"First they ignore you, then they laugh at you, then they fight you, then you [might] win."
My experience is they try to get dirt on you. For sure I was sent a woman (a "honey trap").
Perhaps twice, the second one I was never sure of and I did not show up at the appointed place and time.
Throughout ancient history-- women's participation in maintaining order cannot be ignored.
Jezebel's participation in controlling unruly Jews in the Kingdom of Israel for example.
The same thing with the reign of the Egyptian Queen Cleopatra down to Queen Mary the First when she persecuted Protestants.. . . some were even burned at the stake.
She is best remembered by barflies mostly for the word “Bloody Mary”.
What more could you ask for if you were king.
They could be a members of your harem and even be important decision makers.
Someone could double as honey trap and a fierce, gorgeous "wonder woman".
And, as I understand it, GM sent R. Nader two women; a blonde and a brunette. GM publicly apologized for this, twice.
I prefer to stay away from this "blonde and brunette" misogynistic overtones.
I'll let GM live the glory of their big time boo boo.
I'm not sure "no comment" is malfeasance. If you publish your answer, make sure it is "off the record" and "on background."
It is impossible to make a statement and be a non-malfeasance speaker and expect "off the record" comments if you publish it.
Not in this age of the internet.
Once you publish something it lives in perpetuity.
It's lousy, but it's business.