If I connect two 1200 W hair dryers, one to each 120 volt leg of 208, I consume 2400 watt at 10 amps. If I run that same 10 amps through both legs connected together I consume only 2080 watts. Is the primary side of the transformer using less current when 10 amps run through two legs individually than it does running two legs together?
To analyze this you need to calculate the vector current flowing in each secondary coil, figure out the vector current flowing in each primary coil, and then add things up.
I will take a very common setup for the above, with a 480V delta to 208/120V wye transformer. The turns ratio of the coils is 480:120, where a L-L coil on the primary side feeds a L-N coil on the secondary side. I'm ignoring magnetizing current, and assuming a perfect transformer.
Because the primary is delta, current on 2 secondary terminals results in supply current on 3 primary terminals.
In your first example, with 2 10A 120V loads, the primary current is 2.5A in two of the coils, with terminal current of 2.5A, 4.33A, and 2.5A, with everything in phase and 2400W being delivered to the transformer on the primary side.
In your second example with a single 10A 208V load, the primary coil current is still 2.5A in two of the coils. I'm pretty sure the terminal currents are now 2.5A, 5A, and 2.5A, but I don't have time to go into the detailed analysis. If I am correct then in the second example the primary terminal current actually _increases_.
The point I am trying to get across is that the phase angle of the current flowing in the two examples is _different_, and in the second case you will now have a power factor, with higher VA but lower true W flowing into the transformer primary to the load.
In any case, this doesn't model the situation of your PV array, because you have a _balanced_ system. A better example is if you connect three 1200W 120V resistance heaters to each of the three legs at 208V, and compare this to having three 1200W 5.77A 208V resistance heaters connected across the three leg pairs. Both the secondary and primary currents are exactly the same in the two cases.
-Jon