I admit I am a member of the cult of the red bushing. They got me when I was a green apprentice. I am too far gone, pray for me.
Add me to the list.
It only take a few callbacks, during the one year warranty period, for a tripped circuit breaker that won't reset because of ground fault condition.
NEC says 13 duplex receptacles can be installed on a 20 branch circuit. (I wouldn't do it but it's code.) That means there could be 13 receptacle outlet boxes. The ceiling might be a hard ceiling, no access.
After you determine there is a hot to ground, ground fault, its time to start looking. IF you know how the MC was ran that helps. How many of the 13 outlet boxes will you pull the duplex receptacle, breakdown the pigtailed hot joints, to try and isolate the ground fault? Time, time ,time. Time is money.
So you isolate the length of MC cable that has the fault. Which end is it? Maybe you are lucky and laying on the floor looking up at the MC connector you see some black carbon. Or maybe you can pull down on the conductors enough to expose the cut THHN insulation enough on the hot wire for a look. Maybe..... But lets say you are lucky you find the faulted end!
Whats next? Repair.... Remember the ceiling is a hard ceiling. Even if it is lay-in tile there is a good chance the branch circuit MC is fed though the wall studs. So now you are cutting a hole in the finished drywall. Hopefully it's only painted drywall. Time, time, time. Time is money.
So sure enough the THHN insulation was cut by the armor sheath and the Hot conductor went to ground. How are you going to repair it? How bad is the CU wire damaged?
Time, time, time. Time is money.
By now those little red insulators are looking pretty cheap.
Code is bare minimum.
The Code is not a target you’d like to hit. It is the minimum you can do.
Jim