In the above formulation, are you calling a 240V : 120/240V a "1:1" transformer?
If so, then your statement is incorrect. For a center-tapped secondary like 120/240V, you need to use the average current on the entire secondary coil, which would be 50A when you just have 100A flowing L-N, with no current on the other L. If you have the same amps on half the turns, you have half the amp-turns.
Or if you don't consider a 240V : 120/240V transformer to be "1:1", then my concern is not about 1:1 transformers, it's about transformers with multi-voltage secondaries, where the current transformation ratio depends on the circuit configuration.
Cheers, Wayne
Your reasoning is flawed.
You do not
average the current through both halves of a series circuit. The proper method is to take the sum of the currents through the two windings halves.
You are correct in that twice the current through a single half winding is required, but your starting point is wrong.
Your initial premise was a 1:1 transformer 240V to 240V. 100A on the secondary yields 100A seen by the primary protective device.
Now, if you split the secondary winding into a series of multiple pieces, it doesn't change the relationship between the primary and secondary currents, 100A on one side is 100A on the other.
For a 120/240 secondary with two winding halves each half only needs to have 50A through it in order to produce the 100A on the primary. But one half of the winding could have 40A and the other 60A and the total on the secondary is still only 100A.
Now we get to the extreme unbalance of 100A on one half and 0A on the other. The total secondary current is still 100A even though one half of the winding now sees 2X the amount of current as the original condition.
This takes us back where we started: 100A on the secondary and 100A on the primary.