Note in the picture.. a neutral is shiown but not used and for conversation sake it can be removed as it connects to nothing on the disconnect end.
The OP was no neutral load so no neutral needed for operation and there can be no line to neutral fault as there is no neutral.
Lin e to line fault will cause the breaker to open as with any circuit.
In the event of a line to ground fault (as shown).. the fault current path would be from the fault thru the equipment grounding means back to the disconnect panel,
carryiing on through the SUPPLY SIDE BONDING JUMPER ro the transformer where it would bond with the SYSTEM BOND JUMPER carrying the the fault current to XO allowing the overcurrent device to open (follow the green lines)
Nio neutral needed in order for everything to work as it should
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